FS Credit Real Estate Income Trust Extends Financing Agreement with Goldman Sachs
The amendment prolongs access to repurchase facilities, ensuring liquidity through January 2026.
January 31, 2025

FS Credit Real Estate Income Trust Secures Extended Repurchase Agreement
FS Credit Real Estate Income Trust, Inc. (FS CREIT) has finalized an amendment to its existing repurchase facility agreement with Goldman Sachs Bank USA, extending the availability period until January 26, 2026. This extension, outlined in the company’s latest disclosure, allows its special-purpose financing subsidiary, FS CREIT Finance GS-1 LLC, to continue leveraging structured repurchase transactions as a source of liquidity.
The agreement, originally executed in January 2018, has undergone multiple amendments, reflecting FS CREIT’s strategic approach to capital management. The Thirteenth Amendment, effective as of January 24, 2025, ensures the continued availability of this financial instrument, which is key to supporting the company’s ongoing real estate investment activities.
As an emerging growth company, FS CREIT focuses on originating, acquiring, and managing commercial real estate loans. The extension of this agreement highlights its commitment to securing stable funding sources, particularly in a fluctuating interest rate environment.
While the filing does not specify any new financial terms, the company’s ability to maintain this arrangement signals confidence in its lending partnerships and asset-backed financing approach. This move positions FS CREIT to navigate market conditions effectively while continuing its investment strategy in real estate-backed credit instruments.
FS CREIT remains focused on strengthening its balance sheet and ensuring sufficient capital to support its portfolio. The latest amendment to the repurchase facility aligns with the firm’s broader efforts to maintain liquidity and flexibility in its financial operations.